Fixed-Rate Mortgages
CONFORMING FIXED-RATE MORTGAGES
30-Year Fixed
Mortgage
RATES AS LOW AS
6.500% Rate
6.779% APR*
15-Year Fixed
Mortgage
RATES AS LOW AS
5.750% Rate
6.215% APR*
CONFORMING HIGH BALANCE FIXED RATE MORTGAGES
30-Year Fixed
Mortgage
RATES AS LOW AS
6.990% Rate
7.279% APR*
15-Year Fixed
Mortgage
RATES AS LOW AS
6.500% Rate
6.973% APR*
*APR is annual percentage rate
Rates subject to change.
Rates as of:
May 26th, 2023 @ 9:00am PT
*LEGAL DESCRIPTION
30-Yr Fixed (Loan Amounts Up to $726,200) has a fixed rate for the entire loan term of 30 years. The interest rate of 6.500% (6.779% APR) assumes a purchase loan in the amount of $625,000 and an estimated property value of $781,250 (80% loan-to-value) for an existing, single-family house located in Monroe County, FL, expected to be used as a primary residence. The loan payment of $3,950.43 is due each month for 360 months. The rate lock period is 30 days and the assumed credit score is 760.
15-Yr Fixed (Loan Amounts Up to $726,200) has a fixed rate for the entire loan term of 15 years. The interest rate of 5.750% (6.215% APR) assumes a purchase loan in the amount of $625,000 and an estimated property value of $781,250 (80% loan-to-value) for an existing, single-family house located in Monroe County, FL, expected to be used as a primary residence. The loan payment of $5,190.06 is due each month for 180 months. The rate lock period is 30 days and the assumed credit score is 760.
30-Yr Fixed High Balance (Loan Amounts Up to $874,000) has a fixed rate for the entire loan term of 30 years. The interest rate of 6.990% (7.279% APR) assumes a purchase loan in the amount of $710,700 and an estimated property value of $888,375 (80% loan-to-value) for an existing, single-family house located in Monroe County, FL, expected to be used as a primary residence. The loan payment of $4,723.53 is due each month for 360 months. The rate lock period is 30 days and the assumed credit score is 760.
15-Yr Fixed High Balance (Loan Amounts Up to $874,000) has a fixed rate for the entire loan term of 15 years. The interest rate of 6.500% (6.973% APR) assumes a purchase loan in the amount of $710,700 and an estimated property value of $888,375 (80% loan-to-value) for an existing, single-family house located in Monroe County, FL, expected to be used as a primary residence. The loan payment of $6,190.96 is due each month for 180 months. The rate lock period is 30 days and the assumed credit score is 760.
30-Yr Fixed Jumbo (Loan Amounts Up to $2,500,000) has a fixed rate for the entire loan term of 30 years. The interest rate of 6.990% (7.264% APR) assumes a purchase loan in the amount of $1.0mm and an estimated property value of $1,250,000 (80% loan-to-value) for an existing, single-family house located in Monroe County, FL, expected to be used as a primary residence. The loan payment of $6,646.31 is due each month for 360 months. The rate lock period is 30 days and the assumed credit score is 760.
These rates are not guaranteed and are subject to change. Rates shown are not available in all areas. This is not a credit decision or a commitment to lend. Your guaranteed rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.