PRODUCTS
30-Year Fixed Mortgage
RATES AS LOW AS
2.625% Rate*
2.773% APR*
20-Year Fixed Mortgage
RATES AS LOW AS
2.375% Rate*
2.528% APR*
15-Year Fixed Mortgage
RATES AS LOW AS
2.250% Rate*
2.323% APR*
CONFORMING FIXED RATE MORTGAGES
Loan balances up to $548,250. Traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change which are great for those wanting a steady monthly payment.
30-Year Fixed Mortgage
RATES AS LOW AS
2.750% Rate*
2.883% APR*
15-Year Fixed Mortgage
RATES AS LOW AS
2.250% Rate*
2.399% APR*
20-Year Fixed Mortgage
RATES AS LOW AS
2.375% Rate*
2.555% APR*
CONFORMING HIGH BALANCE FIXED RATE MORTGAGES
Loan balances above $548,250 and up to $822,375 (depending on county limits). Traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change which are great for those wanting a steady monthly payment.
30-Year Fixed Mortgage
RATES AS LOW AS
2.875% Rate*
2.970% APR*
JUMBO BALANCE FIXED RATE MORTGAGES
Loan balances above $822,375 and up to $2 million. Jumbo loans are also called nonconforming loans because they are over conventional loan limits.
*APR is annual percentage rate
Rates valid as of March 3rd, 2021 @ 2:00pm PST and subject to change.
*LEGAL DESCRIPTION
30-Yr Fixed (Loan Amounts Up to $548,250) has a fixed rate for the entire loan term of 30 years. The interest rate of 2.625% (2.773% APR) assumes a rate refinance loan in the amount of $450,000 and an estimated property value of $750,000 (60% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $1,807.43 is due each month for 360 months. The rate lock period is 30 days and the assumed credit score is 760.
20-Yr Fixed (Loan Amounts Up to $548,250) has a fixed rate for the entire loan term of 30 years. The interest rate of 2.375% (2.528% APR) assumes a rate refinance loan in the amount of $450,000 and an estimated property value of $642,857 (70% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $2,357.26 is due each month for 240 months. The rate lock period is 30 days and the assumed credit score is 760.
15-Yr Fixed (Loan Amounts Up to $548,250) has a fixed rate for the entire loan term of 15 years. The interest rate of 2.250% (2.323% APR) assumes a rate refinance loan in the amount of $450,000 and an estimated property value of $750,000 (60% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $2,947.89 is due each month for 180 months. The rate lock period is 30 days and the assumed credit score is 760.
30-Yr Fixed (Loan Amounts Up to $822,375) has a fixed rate for the entire loan term of 30 years. The interest rate of 2.850% (2.883% APR) assumes a rate refinance loan in the amount of $700,000 and an estimated property value of $1,000,000 (70% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $2,857.69 is due each month for 360 months. The rate lock period is 30 days and the assumed credit score is 760.
20-Yr Fixed (Loan Amounts Up to $822,375) has a fixed rate for the entire loan term of 30 years. The interest rate of 2.375% (2.555% APR) assumes a rate refinance loan in the amount of $600,000 and an estimated property value of $1,000,000 (60% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $3,143.01 is due each month for 240 months. The rate lock period is 30 days and the assumed credit score is 760.
15-Yr Fixed (Loan Amounts Up to $822,375) has a fixed rate for the entire loan term of 15 years. The interest rate of 2.250% (2.399% APR) assumes a rate refinance loan in the amount of $600,000 and an estimated property value of $1,000,000 (60% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $3,930.51 is due each month for 180 months. The rate lock period is 30 days and the assumed credit score is 760.
30-Yr Fixed (Loan Amounts Up to $2 million) has a fixed rate for the entire loan term of 30 years. The interest rate of 2.875% (2.970% APR) assumes a rate refinance loan in the amount of $1,000,000 and an estimated property value of $1,666,667 (60% loan to value) for an existing, single family house located in Contra Costa County, CA, expected to be used as a primary residence. The loan payment of $4,148.93 is due each month for 360 months. The rate lock period is 30 days and the assumed credit score is 760.
These rates are not guaranteed and are subject to change. Rates shown are not available in all areas. This is not a credit decision or a commitment to lend. Your guaranteed rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.